The importance of proper business insurance can’t be stressed enough. Choosing the right insurance agency is equally important.

Charlotte Insurance, the sister company to Charlotte Payroll, is Charlotte’s largest locally owned insurance company offering everything for your business and personal needs. We’re community members strongly committed to area business and residents.

Our Goal

We’re passionately committed to providing you with a customized insurance plan with superior coverage, while staying within your budget. We ensure your business insurance protects assets and minimizes losses so you can build wealth, create a brighter future, and balance your personal and business life.

Our Commitment

As an independent Insurance agency, Charlotte Insurance works for you, not the insurance companies. We’re committed to providing you with exemplary service, a wide range of quality, competitively-priced products, and unparalleled support – honestly and ethically.

You’re not an account or policy – you’re treated with the utmost respect and courtesy you deserve. Let us access multiple carriers for the best coverage. We’ll explain the various coverages and options so you understand precisely what’s offered.

Talk to us if you have an insurance coverage or account concern. Let us guide you through the claims process so you receive a prompt, fair resolution. Rely on our prompt, thorough responses to your email or telephone requests.

We offer many customer services so you can access the assistance you need no matter the time of day or your location. These include emergency phone numbers and a call center for 24/7 assistance when you need it the most, as well and internet account access and email.

Charlotte Insurance is also committed to staff education so our representatives have current and relevant product, legislative, and business knowledge to serve your business well.

Our Leaders

Charlotte Insurance’s success is largely due to its strong leaders and hardworking, knowledgeable team. Our advisors are highly-experienced, personable, and some are bilingual in Spanish too.

Marty Karriker, President & CEO

Marty, a native of Charlotte, North Carolina, began his insurance career in 1990. After graduating NCSU with a B.A. Degree in Business Management, Marty bought his first insurance agency.

He added 10 agencies across North Carolina, but in 1999 he decided to focus on the local market of the Greater Charlotte Area. Today, Charlotte Insurance has two offices in Charlotte and one in Cornelius at Lake Norman.

His strongest expertise lies in business insurance options, but he also has a strong grasp of home and auto insurance options and guides his team of advisors.

Sean Hertel, Co-Founder & Vice President

Sean graduated from East Carolina University in 1990 with a BSBA in Business/Marketing. He immediately entered the life and health insurance industry and by 1992 partnered with Marty Karriker and formed Charlotte Insurance.

Sean is dedicated to research and development to provide the best service for their customers. He oversees marketing decisions, production, employees, and customer relations.

Our fully trained, experienced advisors are here to assist you, whether you need commercial or personal insurance advice. We’ve partnered with Charlotte Insurance to simplify your backend functions and to protect your business well.

Contact us to discuss your insurance needs. We can protect your business affordably.